Spanish court rulings on coverage for business interruption due to Covid-19: A never-ending story.

1.- Introduction. Recently, we have noticed the appearance of new rulings from various Courts of First Instance in cases related to the closing of small-medium businesses due to the COVID-19 pandemic. In those rulings the main facts are quite similar. Basically, the owner of an establishment or business requests the insurance company for corresponding compensation […]

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Covid, business closure and loss of profits: the ruling of the provincial appeal court of Girona

1.- Introduction: One year on from the start of the state of emergency declared by the Government as a result of the pandemic, the first ruling has been handed down on the coverage of a policy for loss of profits as a result of the suspension suffered by a restaurant during the state of emergency, […]

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Do business interruption policies cover damages caused by COVID-19?

1.- Introduction:  After ten months of fighting the devastating social, economic and health consequences of the pandemic caused by the Covid-19, questions arise about the possible coverage of loss of profits and business interruption policies. In addition, the recent decision of the UK High Court in the test case initiated by the Financial Conduct Authority […]

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